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Hub of Luck

Lottery

Official lotteries and licensed couriers by place, the exact odds of every major draw, syndicates and scams to avoid.

Where it is legal

Status in each place we cover, checked against the regulator. Tap a place for the full picture and, where it is allowed, the sites we list there.

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Lottery: what people ask

Can I buy lottery tickets online?

In many places, yes, through official channels. In the US it depends on the state: Pennsylvania sells Powerball and Mega Millions through its own iLottery to players 18 and over who are in the state, while New Jersey sells online only through registered couriers. In British Columbia, PlayNow is the only legal online gambling site. Buy only from the official lottery or its authorised partners.

Source: WJET/YourErie: Pennsylvania Lottery Powerball and Mega Millions can now be purchased online (17 Jan 2020); New Jersey Lottery: FAQs

What is a lottery courier and is it legal?

A courier is a company that buys official tickets at a licensed retailer on your behalf and sends you a scan. Legality depends on the state. New Jersey allows couriers registered with its lottery, but you must be in the state when you buy. Texas went the other way in 2025: under SB 3070, selling lottery tickets online or through apps is a misdemeanour.

Source: New Jersey Lottery: FAQs; Texas Tribune: Texas Lottery Commission abolished, couriers restricted (SB 3070)

Are lottery winnings taxed?

In the US, yes. Lotteries must withhold 24% federal tax from prizes over $5,000, and many states add their own tax; New Jersey, for example, withholds 5% to 8% on larger prizes. In the UK, National Lottery wins are tax-free. In Canada, most lottery winnings are not taxed, but interest you earn after investing them is.

Source: New Jersey Lottery: FAQs; IRS: Instructions for Forms W-2G and 5754 (01/2026)

How long do I have to claim a lottery prize?

It varies by lottery, so check the back of your ticket or the lottery's rules. In New Jersey, for example, you have one year from the draw date to claim draw-game prizes, and scratch-offs expire one year after the game's announced end. Sign your ticket and keep it safe until you claim.

Source: New Jersey Lottery: FAQs

How old do you have to be to buy lottery tickets?

Usually 18, but it varies. In the UK, the National Lottery minimum age rose from 16 to 18 in October 2021. Most US state lotteries sell to adults 18 and over, as in New Jersey and Pennsylvania. In British Columbia, you must be 19 or older for all gambling, including lottery tickets.

Source: GOV.UK: Government launches review to ensure gambling laws are fit for digital age (National Lottery age to 18); New Jersey Lottery: FAQs

I got a message saying I won a lottery. Is it real?

Probably not, especially if you never entered. The FTC warns that contact saying you won a lottery or sweepstakes is a common scam, and that being asked to wire money or share gift card numbers is a sure sign of fraud. Real lotteries do not ask you to pay to collect. Do not share bank details, and report it.

Source: FTC Consumer Advice: Winners are losers in lottery and sweepstakes scams